Methods of Giving
Giving Today Makes an Immediate Difference
Giving to UNBC provides a valuable opportunity to give back to an
institution that is helping build and shape the north. Considered only
a dream a decade or so ago, UNBC's support is built on annual
donations, large and small. Contributing today, helps UNBC achieve its
goals while maximizing donor tax and financial benefits today.
Cash Gifts
A gift of cash or cash equivalents can be made to any existing fund or
academic program at UNBC, or it may be used to establish a named
scholarship or bursary. You can donate through a lump sum or through
convenient monthly donations.
Supporting UNBC on a monthly basis provides a stable, convenient method
of providing a donation over a longer period of time. You can have a
specific amount charged monthly to your credit card or have automatic
withdrawals taken from your bank account (you will be asked to supply a
"void" cheque). UNBC faculty and staff also have the option of setting
up convenient bi-weekly payroll deductions. Monthly donors can choose
to have their tax receipts mailed to them monthly or annually.
Click here to donate or to set-up a monthly donation
Matching Gifts
If you work for a matching gift company, you may be eligible to double
or even triple the value of your gift to UNBC. Download the following
list to see if your company is registered, or check with your firm's
Human Resources Department.
Public Traded Securities
A gift of publicly traded securities transfers ownership of stocks or
bonds to UNBC. This type of gift provides significant tax advantages as
only 25% of the capital gain (half the regular inclusion rate) will be
included in your income. The charitable tax receipt will not only
offset the capital gain tax payable, but other income as well. Similar
tax advantages exist for gifts of stocks received through stock options.
Real Estate
A gift of real estate will result in a donation receipt for the fair
market value of any property. The most attractive aspect of this
donation is that you can give a gift of land today, while retaining a
residual or lifetime interest. This allows you to enjoy the use of your
property for as long as you live and receive a tax receipt for your
donation.
Life Insurance
A gift of life insurance can be a significant future gift at an
affordable present cost. You'll receive a tax receipt for the policy's
cash value and any subsequent premium payments you make.
Interest Free Loan
An interest free loan to UNBC provides cash to meet any temporary needs
or the ability to earn interest income. The loan may be repayable at a
specified time or it may be a demand loan. Since the capital is
returned to you, your gift will not affect your plans for estate
distribution.
Strip Bonds
A strip bond enables you to make a larger gift on a discounted basis
now. You will receive a donation receipt for the market value of the
bond at the time it is given. UNBC benefits from receiving either the
market value of the strip bond now or the redemption value later. A
strip bond is an alternative to a gift of life insurance where securing
a policy is not desired or possible.
Charitable Gift Annuity
In exchange for a contribution, UNBC contracts to make fixed,
guaranteed payments to the donor and/or another person for life. After
which, the remaining principal becomes a legacy to UNBC. As the donor,
you would receive guaranteed payments for life and these payments are
often larger than the interest received on a GIC or other fixed income
investment.
Gifts in Kind
Valuable collections such as works of art, rare books, paintings or
antiques can be subject to estate taxes. By donating such items now,
you can reduce your taxable estate and reduce your taxable income the
year the gift is made. The amount of the charitable donation receipt
issued is based on the fair market value of the property on the date of
the gift.
Contribution Options
Depending on the type of option chosen, each donation comes with
different benefit to the donor and UNBC. A breakdown of these different
benefits is provided below.
Click here for a breakdown of the giving options
For more information regarding any of the above annual giving options, please contact the Advancement Office
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